TERMS & CONDITIONS

By using this website or submitting your information, you agree to these Terms and our Privacy Policy.

1. Service Overview
BON is a marketing and lead generation platform that connects users with third-party mortgage lenders and financial partners. BON is not a lender or broker and does not guarantee loan approval, rates, or terms.

2. Eligibility
You confirm that you are at least 18 years old, a U.S. resident, and that all information you provide is accurate and complete.

3. Consent to Contact (TCPA)
By submitting your information and checking the consent box, you provide express written consent for BON and its partners to contact you by phone calls, text messages, and emails. These communications may be made using automated dialing systems or prerecorded or artificial voice messages. You understand that you may be contacted even if your number is listed on a federal or state Do Not Call list, that message and data rates may apply, and that consent is not required to use our services. You may opt out at any time by replying STOP to text messages, using the unsubscribe link in emails, or requesting removal during calls.

4. Third-Party Partners
You authorize BON to share your information with its partners. These partners may contact you directly. BON is not responsible for partner communications, offers, or services.

5. No Advice
All content provided is for informational purposes only and does not constitute financial, legal, or mortgage advice.

6. Liability
BON is not liable for any actions or decisions made by partners, any financial outcomes, or any errors, delays, or interruptions in service.

7. Disputes
All disputes will be resolved through binding arbitration on an individual basis. You waive the right to a jury trial and participation in class actions.

8. Updates
We may update these Terms at any time. Continued use of the website constitutes acceptance of any changes.

PRIVACY POLICY

1. Information We Collect
We collect information you provide when completing forms, including your goal, property details such as type, usage, and value, mortgage information including balance and interest rate, DSCR-related details where applicable such as rental income and lease status, financial profile including estimated credit score, income, payment history, and past financial issues, military or veteran status, and your contact information including name, email, and phone number. We may also automatically collect data such as your IP address, device and browser type, and usage data through cookies and tracking technologies.

2. How We Use Information
We use your information to match you with mortgage and refinancing options, connect you with lenders and partners, communicate with you based on your consent, and improve our services, platform performance, and marketing.

3. Sharing of Information
We may share your information with mortgage lenders, brokers, financial service providers, and technology or marketing partners who assist in delivering services. These parties may contact you directly regarding your inquiry or relevant offers.

4. Your Privacy Rights
Depending on your state of residence, you may have the right to request access to your personal information, request deletion, correct inaccurate data, or opt out of certain data sharing practices.

5. Communications and Consent
By submitting your information, you consent to receive communications as described in the Terms and Conditions. You may opt out at any time using the methods provided in those communications.

6. Cookies and Tracking
We use cookies and similar technologies to analyze usage, improve user experience, and deliver relevant advertising. You may manage cookie preferences through your browser settings.

7. Data Security and Retention
We implement reasonable safeguards to protect your information and retain it only as long as necessary for business or legal purposes.

8. Updates
We may update this Privacy Policy at any time. Continued use of the website constitutes acceptance of any changes.